Financing Your Business
Whether you are just starting our in business or you are looking to expand what you are currently doing, it is imperative to have capital in place to acquire land, purchase equipment, research and development, manage payroll, marketing and the myriad of other expenses you will need to take control of while operating all facets of your business.
As a new business, it is not easy to obtain financing but the task can be made easier by planning ahead and having a solid business plan in place. The Small Business Administration can help you get the loans you need to start or continue operations, but make sure you have Your Balance sheet, your executive summary, a clear outline of what you will be using the funds for and your financial objectives.
You should also know, that many states and cities offer incentives and have programs for non profits, minority business, veterans, agricultural and more. Be sure to look at those programs too.
Grants for business – You will rarely find government grants for business unless it is for research and development or your business is a non profit. You can learn the truth about grants at the small business administration. That being said some cities and states do offer grants fro businesses so be sure to seek out those options too.
Below are several sources for you to help get financing for business:
- Various Types of Government Loans
- Government Small Business Loans
- USA.gov Financing Your business
- Small Business Administration Loans to purchase commercial Real estate
- Where to Find Startup Business Loans With Bad Credit
- Best Small Business Loans for Women
- Financing for Black Business minority entrepreneurs
- US Department of Treasury Small Business Lending Fund
Financing by states
Your business can benefit from financing via your state as well as the federal government. You can find additional information here such as tax incentives to move your business to another state, state contracts, exporting and more, Visit USA.Gov for more details.
We have also listed sources below for individual states
- Alabama Small Business Development Center Network
- Alaska Small Business Development Center
- Arizona Business Financing
- Arkansas Development and Financing Programs
- California Governors Office of Business and Economic Development
- Colorado Resources for Businesses and Start-ups
- Connecticut Small Business Financial Assistance
- Delaware Division of Small Business, Development and Tourism
- Florida Small Business Financing Programs
- Georgia Small Business Finance
- Hawaii Business Development and Support
- Idaho Commerce Incentives and Financing
- Illinois Loans and Financing Options
- Indiana Economic Development
- Iowa Financing Programs
- Kansas Business Funding
- Kentucky Business and Financial Incentives
- Louisiana Economic Development Financing & Capital for Small Business
- Maine Finance Authority (FAME)
- Maryland Government Financing Assistance
- Massachusetts Funding and Financing for Business
- Michigan Funding and Capitol
- Minnesota Business Financing Programs
- Mississippi Development Authority Financing Programs
- Missouri Resources for Small Business & Start-ups
- Montana Board of Investments
- Nebraska Small Business Funding and Loans
- Nevada Department of Business and Industry
- New Hampshire Business Economic Development
- New Jersey Business Portal Financing and Incentives
- New Mexico Finance Authority
- New York – Empire State Incentives and Programs for Business
- North Carolina Business Resources
- North Dakota – Economic Development and Finance Bank of North Dakota
- Ohio Business Funding
- Oklahoma Business Financing
- Oregon Express Business Loans and Incentives
- Pennsylvania Department of Community and Economic Development Business Financing
- Rhode Island Business Incentives and Financing
- South Carolina Business One Stop
- Tennessee Incentives and Grants
- Texas Financing and Capitol for Small Business
- Utah Financing and Capitol
- Vermont Capitol and Incentives
- Virginia Small Business Authority
- Washington Small Business Funding
- West Virginia Loans and Funding
- Wisconsin Financing and Assistance Small Business
- Wyoming Small Business Funding